Guarantee of funds in а case of losing of the breadwinner
In the book of my colleague from Slovakia, I read a phrase that, in my opinion, objectively reflects the essence of life insurance: "If the wives knew what the widows know ...". Really, many people try not to discuss the topic of death, because they are careless, have internal fears or for other reasons. And this is a very important question!
Financial assist in а case of losing of the breadwinner
In my practice of working with MetLife there were 2 cases of the death of my clients. The first case is a person of advanced age who died as a result of illness. In the second case it was a young man who died as a result of a car accident. Both were the only ones who earned money in the family. Thanks to their foresight and care for their relatives (the choice of such a program), relatives were able to survive financially these tragic events and the pain of loss.
I can also note that these programs are very relevant for entrepreneurs and businessmen!
In the case of the death of the father / husband, the family has to wait very long for the right to inherit. Invested funds in projects (production, assets) are always difficult to "pull out", and such a program allows you to solve financial problems without affecting the family business, and the family allows you to maintain the same standard of living for a certain time.
Caring for the family
Our life is always full of unexpected and spontaneous events. In the life of most of us there were moments and instants that changed everything, turned around all life, changed destiny and radically influenced the future. Sudden events have one unshakable general. They always happen unexpectedly. The policy will provide you with the assurance that your family will be provided even in the event of unpleasant life situations with a breadwinner.